Put simply our role is to help people achieve their financial goals, whatever those goals might be, from relatively simple things like helping find a mortgage suited to an individual’s needs through to the more complex issues of planning for Inheritance Tax or developing a strategy for a secure retirement.

This is always a process, and at the heart of this process is the relationship between the client and your St. James's Place Partner.

We will meet regularly, face to face, to tailor solutions to your individual circumstances as they evolve over time and to discuss the options open to you as well as examine the performance of your investments.

Relationships are important, being able to call upon the services of a trusted adviser who understands your personal circumstances enables you to benefit from an expert source of advice as your financial needs evolve over the years.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.